Terms of Service

These Terms of Service ("Terms") are a legal agreement between you and Cole Tuckett, an individual based in South Africa ("we", "us", "our"), and govern your use of the Compete mobile application and related services (together, the "App").

Please read these Terms carefully. By creating an account or using the App, you agree to be bound by these Terms and by our Privacy Policy. If you do not agree, do not use the App.

1. Who may use the App

You must be at least 13 years old to use the App. If you are between 13 and the age of legal majority where you live, you may only use the App with the permission and supervision of a parent or guardian who agrees to these Terms on your behalf. By using the App you confirm that you meet these requirements and that the information you provide is accurate.

You may not use the App if you are barred from doing so under the laws of South Africa, your country of residence, or any other applicable jurisdiction.

2. Your account

To use the App you create an account with an email address and password.

• You are responsible for keeping your password confidential and for all activity that happens under your account.
• You agree to provide accurate information and to keep it up to date.
• Notify us promptly at coletuckett@icloud.com if you believe your account has been accessed without your permission.
• One person, one account. Don't impersonate anyone else or create an account on someone else's behalf without their consent.

You can delete your account at any time from Profile → Delete account. Deleting your account permanently removes your data as described in our Privacy Policy.

3. What the App is

Compete is a private, invite-only app for friend groups to compete on self-improvement goals. You create a "match" (for example, first to save R100,000 or fastest 5km by 1 October), invite friends using a code, and each participant logs their own results. The App tracks and ranks those results and declares a winner.

The App is a tracking and scoreboard tool. It is not:

• a financial, investment, banking, accounting, or money-transmission service;
• a health, medical, fitness, nutrition, or coaching service;
• a betting, gambling, gaming-for-money, or wagering service;
• a verifier of the data you or anyone else enters.

Nothing in the App is advice of any kind. Decisions you make about your money, your health, your training, or anything else are your own responsibility.

4. Trust-based reporting

Compete works on trust. Participants self-report their own results, and the App does not verify, audit, or guarantee the accuracy of anything anyone logs — including any photo attached as "proof". Rankings, scores, winners, and standings are based entirely on what users enter, and may be inaccurate, exaggerated, or false.

You acknowledge that you rely on logged results, standings, and outcomes at your own risk, and that any dispute about whether a result is genuine is between you and the other participants in your match. We are not a referee and will not adjudicate such disputes.

5. Stakes are between you and your friends

A match may include optional "stakes" — free text describing an informal forfeit or wager among friends (for example, "loser buys a round" or "loser posts a forfeit video").

Stakes are informal social agreements between participants. They are not part of our service. Specifically:

• No money or anything of value is transacted, held, escrowed, or paid through the App. The App only stores and displays the text you type.
• We do not create, enforce, collect, guarantee, referee, or take any part in any stake, bet, forfeit, or wager.
• Whether a stake is honoured is entirely up to the people in the match. We have no responsibility or liability for any stake, including any failure to perform one.

You agree not to use the stakes feature, or the App generally, to arrange anything illegal, including unlawful gambling.

6. Your content

"Your Content" means everything you submit to the App — your display name, username, profile photo, match titles, metrics, stakes text, logged numbers, notes, and proof photos.

• You own your content. These Terms do not transfer ownership of Your Content to us.
• You give us a limited licence to operate the App. You grant us a worldwide, non-exclusive, royalty-free licence to host, store, reproduce, and display Your Content only as needed to provide the App to you and to the other participants in your matches (for example, showing your logged results to people in the same match, and storing your photos). This licence ends when you delete the content or your account, except for content already shared with other participants or copies retained as required by law or in routine backups for a limited time.
• You are responsible for Your Content. You represent that you have the right to submit it and that it does not break the law or these Terms, and does not infringe anyone else's rights. Be especially careful with proof photos — only upload images you are allowed to share, and avoid including other people's personal or financial information without their consent.

7. Acceptable use

When using the App, you agree not to:

• log results you know to be false in order to cheat or defraud other participants (the App runs on trust — abusing it ruins it for everyone);
• harass, threaten, abuse, defame, or invade the privacy of any other user;
• upload content that is unlawful, hateful, sexually explicit, violent, or that infringes anyone's intellectual-property or privacy rights;
• upload another person's private or sensitive information (including financial documents) without their consent;
• use the App for any unlawful purpose, including unlawful gambling, fraud, or money laundering;
• attempt to gain unauthorised access to the App, other users' accounts, or our systems; probe, scan, or test the security of the App; or interfere with or disrupt the App's operation;
• attempt to guess, harvest, or brute-force match invite codes, or access matches you have not been invited to;
• reverse-engineer, decompile, or attempt to extract the source code of the App, except to the extent this restriction is prohibited by applicable law;
• use bots, scrapers, or other automated means to access or use the App;
• resell, sublicense, or commercially exploit the App or any part of it without our written permission.

We may suspend or terminate access for anyone who breaches these rules (see Section 12).

8. The App is free today; future paid features

The App is currently free to use. We may, in the future, introduce optional paid features or a paid "Pro" subscription. If we do:

• payment will be processed by Apple through your App Store account, subject to Apple's terms — we will never receive or store your payment-card details;
• any auto-renewable subscription will renew automatically unless you cancel at least 24 hours before the end of the current period, and you can manage or cancel it in your App Store account settings;
• we will publish clear pricing and terms, and update these Terms, before any charges can occur.

You will never be charged for a feature without first agreeing to the price.

9. Our intellectual property

The App itself — its software, design, layout, logos, and the "Compete" name and branding — belongs to us or our licensors and is protected by intellectual-property laws. We grant you a personal, limited, non-exclusive, non-transferable, revocable licence to use the App for your own personal, non-commercial use, in accordance with these Terms. We reserve all rights not expressly granted.

10. Third-party services

The App relies on third parties to operate, including Supabase (database, authentication, and file storage), Expo (push-notification delivery), and Apple (App Store distribution and operating-system services). Your use of those services may also be subject to their own terms, and we are not responsible for them. We are not responsible for outages, data loss, or other issues caused by third-party providers, though we will make reasonable efforts to choose reliable ones.

11. Disclaimers and limitation of liability

"As is." To the maximum extent permitted by law, the App is provided "as is" and "as available", without warranties of any kind, whether express or implied, including any implied warranties of merchantability, fitness for a particular purpose, accuracy, or non-infringement. We do not warrant that the App will be uninterrupted, error-free, secure, or that data (including logged results or photos) will never be lost.

Your data and your decisions. We are not responsible for the accuracy of anything users log, for disputes between participants, for any stake or forfeit, or for any decision you make based on information in the App.

Limitation of liability. To the maximum extent permitted by law, we will not be liable for any indirect, incidental, special, consequential, or punitive damages, or for any loss of data, profits, or goodwill, arising out of or relating to your use of (or inability to use) the App. To the maximum extent permitted by law, our total liability for any claim relating to the App will not exceed the greater of (a) the amount you paid us to use the App in the 12 months before the claim (which, while the App is free, is zero) or (b) ZAR 1,000.

Nothing in these Terms excludes or limits any liability that cannot lawfully be excluded or limited, including under South Africa's Consumer Protection Act or other mandatory consumer-protection laws that apply to you. Some jurisdictions do not allow certain limitations, so some of the above may not apply to you.

12. Suspension and termination

You may stop using the App and delete your account at any time.

We may suspend, restrict, or terminate your access to the App, with or without notice, if we reasonably believe you have breached these Terms, used the App unlawfully or abusively, or to protect other users, the public, or us, or to comply with the law. We may also discontinue the App, or any part of it, at any time.

Sections that by their nature should survive termination — including Section 6 (the licence and your responsibility for content already shared), Section 9, Section 11, Section 12, and Section 14 — will survive.

13. Changes to these Terms and to the App

We may update these Terms from time to time. When we do, we will revise the "Last updated" date above, and, if the changes are significant, take reasonable steps to notify you (for example, an in-app notice). Your continued use of the App after an update means you accept the revised Terms. If you do not agree to the changes, stop using the App and delete your account.

We may also add, change, or remove features of the App over time.

14. Governing law and disputes

These Terms are governed by the laws of the Republic of South Africa, without regard to conflict-of-laws principles. You and we agree to submit to the non-exclusive jurisdiction of the South African courts to resolve any dispute arising out of or relating to these Terms or the App. This does not deprive you of any protection you are entitled to under the mandatory consumer-protection laws of the country in which you live.

We encourage you to contact us first at coletuckett@icloud.com so we can try to resolve any issue informally before resorting to legal proceedings.

15. Apple App Store — additional terms

Because the App is downloaded from the Apple App Store, the following additional terms apply, and Apple Inc. ("Apple") is a third-party beneficiary of these Terms with the right to enforce them against you:

1. These Terms are between you and us, not Apple. Apple is not responsible for the App or its content.
2. Licence scope. Your licence to use the App is a non-transferable licence to use it on any Apple-branded device that you own or control, as permitted by the App Store Terms of Service and Apple's Usage Rules.
3. Maintenance and support. We — not Apple — are solely responsible for providing any maintenance and support for the App. Apple has no obligation to provide any maintenance or support.
4. Warranty. We are solely responsible for any product warranties, whether express or implied, to the extent not effectively disclaimed. If the App fails to conform to any applicable warranty, you may notify Apple, and Apple may refund the purchase price (if any); to the maximum extent permitted by law, Apple has no other warranty obligation with respect to the App.
5. Claims. We — not Apple — are responsible for addressing any claims by you or a third party relating to the App or your use of it, including product-liability claims, claims that the App fails to conform to a legal or regulatory requirement, and claims under consumer-protection or privacy law.
6. Intellectual-property claims. If a third party claims the App infringes its intellectual-property rights, we — not Apple — are responsible for the investigation, defence, settlement, and discharge of that claim.
7. Legal compliance. You represent that you are not located in a country subject to a U.S. Government embargo or designated as "terrorist-supporting", and that you are not on any U.S. Government list of prohibited or restricted parties.
8. Contact. Questions or complaints about the App should be directed to us at coletuckett@icloud.com.

16. General

• Entire agreement. These Terms and the Privacy Policy are the entire agreement between you and us about the App.
• Severability. If any part of these Terms is found unenforceable, the rest stays in effect.
• No waiver. If we don't enforce a right, that's not a waiver of it.
• Assignment. You may not transfer your rights under these Terms; we may transfer ours in connection with a merger, acquisition, or sale of assets.

17. Contact us

Cole Tuckett
Email: coletuckett@icloud.com
Location: South Africa

These Terms are provided as a good-faith, plain-language starting point tailored to how the App works today. They are not legal advice. Before public launch, you should have them reviewed by a qualified attorney.